Medicare Annual Enrollment Period (AEP) 2025: What Raleigh–Durham Seniors Need to Know
Medicare’s Annual Enrollment Period (AEP) runs from October 15 through December 7, 2025. During this time, you can:
Switch from Original Medicare to Medicare Advantage (Part C)
Change your Medicare Advantage or Part D prescription drug plan
Return from Medicare Advantage back to Original Medicare
This is the most important window of the year for reviewing your coverage. Any changes you make will take effect January 1, 2026.
Why It Matters for Raleigh–Durham Seniors
Every year, plans can change — from premiums and copays to doctor networks and drug formularies. In the Triangle, many seniors want to make sure their providers remain in-network. Reviewing your plan now helps avoid surprises in 2026.
How Palmetto Medicare Advisors Can Help
We’re an independent Medicare agency based in Durham and serving Raleigh, Cary, and Chapel Hill. Our role is to:
Compare Medicare Advantage, Medigap, and Part D options across multiple carriers
Review your doctors and prescriptions to confirm coverage
Provide free, no-obligation guidance so you can make confident decisions
Key Dates to Remember
October 15: Enrollment opens
December 7: Enrollment closes
January 1, 2026: New plans take effect
Next Step
If you’re considering a change — or just want to confirm your plan is still the right fit — call us at (919) 897-7198 or request a free consultation online.
