Independent Advisors. Local Expertise.
Guiding Raleigh–Durham seniors through Medicare plans, carriers, and networks.
(919) 897-7198
Independent Medicare Advisors in North Carolina
Welcome to Palmetto Medicare Advisors, your local partner for navigating Medicare with confidence. Based in Durham and serving the Triangle — including Raleigh, Cary, and Chapel Hill — we help North Carolina residents understand their coverage options and compare available plans.
As an independent agency, we work with multiple carriers offering Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans. Our goal is to provide clear, personalized guidance so you can make informed decisions that fit your healthcare needs and budget.
Services
Medicare
Original Medicare includes Part A (Hospital), Part B (Medical), and Part D (Prescription). We’ll walk you through eligibility, enrollment, and costs—plus help you compare Original Medicare to Advantage or Supplement options.
Medicare Supplement
Medigap plans cover the gaps in Original Medicare—like copayments, coinsurance, and deductibles. We’ll compare NC carriers and plan types (G, N, and more) to find the right fit for your budget and lifestyle.
Medicare Advantage
Medicare Advantage plans combine hospital, medical, and often prescription coverage into one plan—many with extra benefits like dental, vision, hearing, and gym memberships. We’ll help you review local networks and benefits to be sure your doctors and prescriptions are covered.
FAQs
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Anyone eligible for Medicare Parts A and B—whether you’re new to Medicare, retiring soon, or already enrolled—can benefit from our guidance. We help seniors compare plans, confirm doctor networks, and avoid costly coverage gaps.
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We’re an independent Medicare agency based in Durham, North Carolina, working with multiple top-rated carriers. That means we compare several plans side by side to find the best fit for your needs and budget, not just one option.
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Our services are completely free. There’s no cost or obligation to meet with an advisor. We’re here to explain your options clearly and help you make confident decisions about your Medicare coverage.
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Yes. We review plan provider networks to make sure your preferred doctors and pharmacies stay in-network.
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No. Plan reviews are no-cost and no-obligation.
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We’re based in Durham and serve Raleigh, Cary, Chapel Hill, and surrounding areas across North Carolina. Our advisors are also licensed in Illinois and Texas. If you need assistance outside our service areas, we’re happy to connect you with a trusted advisor who can help.
